Chicago Title is pleased to confirm that title insurance coverage, including fraud coverage, remains entirely in force notwithstanding changes to the lawyers and notaries’ practices brought on by the COVID-19 pandemic.

The coverage offered by all of the title insurance policies issued by Chicago Title Insurance Company will not be impacted in the provinces where the legislature and/or the lawyers or notaries society have adapted regulations to allow for clients identification and the witnessing of documents via alternative methods, including online video conferencing and where the Land Titles / Registry Offices allow for registration of documents signed and executed remotely. Ensure you are following the guidelines in your jurisdiction.

The coverage is already embedded in the residential and commercial loan policies issued by Chicago Title. Lenders can rest assured that they are fully protected for:

• Priority, enforceability or validity of the Insured Mortgage and any defect in Title (Capitalized terms are as defined in the policy)
• Fraud and forgery

Residential loan policy: Covered Risks No. 2 and No. 5 are protecting the Insured lenders.

Commercial loan policy: Covered Risks No. 2 and No. 9 are protecting the Insured lenders.

Chicago Title’s insurance policies speak for themselves; there is no need for an additional endorsement to confirm coverage that is already there.

We will be happy to send personalized letters to your lender clients should they require it. Chicago Title will not deny a claim for the only reason of the transaction being done remotely via video conferencing.

Owners are protected as well by the title insurance policies issued in their favour. Covered Risk No. 7 in the residential owner policy and Covered Risk No. 2 in the commercial owner policy protect the purchaser of a real estate property against a defect in title notwithstanding the fact that the lawyer or notary used a remote method to close the transaction.

Ontario/Western Canada 
Ontario/Ouest Canadien

Head Office
Siège social

1.888.868.4853
residentialtitle@ctic.ca
commercialtitle@ctic.ca
chicagotitle.ca

Quebec/Atlantic Canada
Québec/Atlantique 

Quebec Office
Bureau du Québec

1.877.849.3113
souscription@ctic.ca
infoatlantic@ctic.ca
ctic.ca

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