[1] ZDNET/tech. Three billion phishing emails are sent every day. But one change could make life much harder for scammers.

https://www.zdnet.com/article/three-billion-phishing-emails-are-sent-every-day-but-one-change-could-make-life-much-harder-for-scammers/

[1] The Federal Reserve. Payment Fraud Insights – July 2019

https://fedpaymentsimprovement.org/wp-content/uploads/frs-synthetic-identity-payments-fraud-white-paper-july-2019.pdf

[1] IBM. Data breach action guide.

 https://www.ibm.com/reports/data-breach-action-guide

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